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The Town of Paradise Valley levies no property tax at all. Its adopted primary and bond rates for the 2026 tax year are both 0.0000, according to Maricopa County. So what you pay to own a home in town comes down mostly to one thing: which school district your parcel sits in.
What the data says
- Town of Paradise Valley: 0.0000 primary rate and 0.0000 bond rate per $100 of assessed value (Maricopa County adopted levies, fiscal year 2027, 2026 tax levy)
- Scottsdale Unified #48: 3.1207 combined school rate, down from 3.2298 (same source, fiscal years 2027 and 2026)
- Creighton #14 plus Phoenix Union #210: 4.2943 plus 4.1833, or 8.4776 combined (same source, fiscal year 2027)
- City levies for comparison: Scottsdale 0.8975 and Phoenix 2.0397 per $100 of assessed value (same source, fiscal year 2027)
- Shared countywide levies: 2.8457 combined for the county, library, flood control, fire district assistance, community college, special health care district, and Central Arizona Water Conservation District (same source, fiscal year 2027)
- Paradise Valley prices: 412 sales in the past 12 months at a median of $3,812,500 (Arizona Luxury Partners Paradise Valley page, ARMLS via Flexmls, as of November 6, 2026)
Every rate above comes from one document: the county's adopted property tax levies and rates for fiscal year 2027, which covers the 2026 tax levy. Combined rates were added by Arizona Luxury Partners from the individual line items.
How the bill is built
A home in Arizona is assessed at 10 percent of its value under A.R.S. 42-15003. The county publishes each rate per $100 of that assessed value. So a home with a $2,000,000 limited property value has an assessed value of $200,000, and every 1.0000 of rate adds $2,000 a year.
Your parcel's bill is the sum of the rates for every district it sits in. In Paradise Valley homes for sale, that list has no town line, which is unusual. Nearby Scottsdale homes for sale carry a city levy of 0.8975, and Phoenix homes for sale carry 2.0397.
The town sits between Phoenix and Scottsdale, around Camelback and Mummy Mountain. See where it falls on our Northeast Valley map, which has a Paradise Valley zoom.
The school district is the big variable
Most of the town is within the Scottsdale Unified School District, with a small portion in the Creighton Elementary and Phoenix Union High School districts, according to the 2020 Census school district map as summarized on Wikipedia. Scottsdale Unified also covers most of Scottsdale and part of Phoenix. These are tax and boundary facts only; check any school question directly with the district.
Here is what the school levies alone come to, calculated by Arizona Luxury Partners from the county's fiscal year 2027 rates:
- $1,000,000 limited value, Scottsdale Unified: about $3,121 a year in school levies
- $1,000,000 limited value, Creighton and Phoenix Union: about $8,478 a year
- $2,000,000 limited value, Scottsdale Unified: about $6,241 a year
- $2,000,000 limited value, Creighton and Phoenix Union: about $16,955 a year
The shared countywide levies add about $2,846 a year per $1,000,000 of limited value, no matter which district you are in. Smaller levies that vary by parcel are not included.
Same school district, different city
Because Scottsdale Unified crosses city lines, it is a clean way to see what the town levy (or lack of one) is worth. On a $2,000,000 limited value, the city line adds about $1,795 a year in Scottsdale and about $4,079 a year in Phoenix. In Paradise Valley it adds nothing. A buyer comparing homes for sale in 85253 with homes for sale in Scottsdale 85251 or Arcadia homes for sale should run each parcel separately rather than assume.
What it means for buyers and owners
The no town tax headline is real, but it is not the whole bill. Prices in town are high, so even modest rates turn into large dollar amounts. A home in Clearwater Hills homes for sale or Camelback Country Club Estates homes for sale can carry a bigger bill than a smaller home elsewhere simply because its limited value is higher.
Rates also move. Scottsdale Unified's combined rate fell by 0.1091 this year, while the town's net assessed value rose about 6.7 percent, from $1,236,086,102 to $1,319,170,990 (calculated by Arizona Luxury Partners from the county document). When values rise, a lower rate does not always mean a lower bill.
Practical steps before you buy
- Pull the parcel record. The Maricopa County Assessor shows the limited value and the tax area for any address.
- Read the last two tax bills. The Maricopa County Treasurer's parcel search shows each district line and the amounts paid.
- Run your own math. Take 10 percent of the limited value, multiply by the total rate, and divide by 100. Then compare with the actual bill.
- Know the calendar. Under A.R.S. 42-18052, the first half is delinquent after November 1 at 5:00 p.m. and the second half after May 1 at 5:00 p.m. Ask how taxes are prorated at closing.
- Avoid this mistake: using the listing's ZIP code or mailing city to guess the tax area. A Paradise Valley address can sit in a different school district than the house next door, and the rate gap can run into thousands of dollars a year.
- Get professional input. For credits, appeals, or how a purchase affects your taxes, talk with a tax professional.
The honest caveats
The examples above are estimates built from adopted rates, not bills. They leave out smaller levies that vary by parcel and any credits or adjustments that may appear on a real bill. The school boundary description comes from a secondary summary of the 2020 Census map, so confirm each parcel's tax area on the county record. Market figures cover the past 12 months and include every price point in town, so they will not match any single home.
Frequently asked questions
Does the Town of Paradise Valley charge a property tax?
No. Maricopa County's adopted levies for fiscal year 2027 (the 2026 tax levy) show a primary rate of 0.0000 and a bond rate of 0.0000 for the Town of Paradise Valley. Your bill still includes county, community college, school district, and special district levies.
What school district serves most of Paradise Valley?
Most of the town is within the Scottsdale Unified School District, and a small portion is served by the Creighton Elementary and Phoenix Union High School districts, according to the 2020 Census school district map as summarized on Wikipedia. Boundaries can be uneven, so check the tax area on the parcel's record and confirm with the district.
What is the Scottsdale Unified property tax rate for 2026?
For fiscal year 2027 (the 2026 levy), Scottsdale Unified #48 adopted a combined 3.1207 per $100 of assessed value: a 2.1584 primary rate plus overrides, bond, and desegregation levies. That is down from 3.2298 the year before.
How is a Paradise Valley home's property tax calculated?
Start with the limited property value on the county notice and take 10 percent to get the assessed value for a home. Multiply the assessed value by each rate on your parcel and divide by 100. Add the results to estimate the annual bill before any credits.
Why would two homes in Paradise Valley with the same value pay different taxes?
The value can match while the tax area does not. A parcel in the Creighton and Phoenix Union area carries 8.4776 in school levies per $100 of assessed value, compared with 3.1207 in Scottsdale Unified, based on the county's fiscal year 2027 rates.
Are Paradise Valley property taxes lower than Scottsdale or Phoenix?
For homes in the same school district, the city levy is the main difference. Paradise Valley has no town levy, Scottsdale adopted 0.8975 per $100 of assessed value, and Phoenix adopted 2.0397. Actual bills also depend on each home's limited value and any credits.
When are property taxes due in Maricopa County?
Under A.R.S. 42-18052, the first half is due October 1 and becomes delinquent after November 1 at 5:00 p.m. The second half is due March 1 and becomes delinquent after May 1 at 5:00 p.m. Many owners with a mortgage pay through an escrow account, so check with your loan servicer.
Do property taxes reset when you buy a home in Paradise Valley?
Arizona property taxes are based on the county's valuation of the property, shown on the Assessor's notice, rather than the price you pay. Look up the current limited value on the parcel record before you write an offer. A tax professional can explain how a purchase or remodel may affect future values.
Where can I look up the tax area and bill for a specific parcel?
The Maricopa County Assessor's parcel record shows the values and tax area, and the Maricopa County Treasurer's parcel search shows the current bill and payment history. Comparing the last two bills is the quickest way to see what a home really costs to hold.
Should I talk to a tax professional before buying?
If property taxes are a big part of your budget, yes. This article is general information from published county rates, not tax advice. A tax professional can explain credits, appeals, and how your situation affects the bill.
The bottom line
Paradise Valley's missing town levy is a real advantage, but the school district line on your parcel matters more. Pull the parcel record and the last two bills for any home you are serious about, and do the math before you make an offer. Our team works with buyers and sellers at every price point and is glad to help you compare.
Read more: Phoenix property taxes explained: LPV, the 5% cap, and the November 2 deadline · Moving to Paradise Valley from out of state: taxes, one-acre lots, and town services
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Sources
- Maricopa County, Adopted Property Tax Levies and Rates, Fiscal Year 2027 (2026 Tax Levy), accessed November 8, 2026. Link
- Arizona Revised Statutes 42-15003, Assessed valuation of class three property, accessed November 8, 2026. Link
- Arizona Revised Statutes 42-18052, Due dates and times; delinquency, accessed November 8, 2026. Link
- Wikipedia, Paradise Valley, Arizona (Education section, citing the 2020 Census school district reference map), accessed November 8, 2026. Link
- Wikipedia, Scottsdale Unified School District, accessed November 8, 2026. Link
- Arizona Luxury Partners, Paradise Valley homes for sale, market figures as of November 6, 2026 (ARMLS via Flexmls). Link
- Combined rates and dollar examples calculated by Arizona Luxury Partners: line item rates from the Maricopa County fiscal year 2027 levy document summed by district; assessed value equals 10 percent of limited value; annual amount equals assessed value times rate divided by 100; example limited values of $1,000,000 and $2,000,000.
All information provided is deemed reliable but is not guaranteed and should be independently verified. This article is for general information only and is not financial, lending, legal, or tax advice. Arizona Luxury Partners | Real Estate Group at RE/MAX Fine Properties, 21020 N. Pima Road, Scottsdale, AZ 85255. Brokerage License LC629808000. Equal Housing Opportunity.
